How to get a credit card - CapitalOne Visa Card?

• Go to CapitalOne web page
• Click to start your application
• Fill out your information
• Provide your address

  If you just arrived to UK: In the Address information box provide your current address with "How long have you lived at your current address?" 0 years and 0 months In the Previous address information box you can try to provide your current address and "How long have you lived at your previous address?" 0 years and 1 months.

• Select type
• Submit application
• Within 7-10 working days you should get a mail stating:

  What you need to know? Send us 2 documents from the approved list Return this letter to us as it contains useful information to help us update our records. If you are having difficulty in obtaining these documents, please call us on 0800 5610 266 What happens next? Once we receive the documentation, you will hear from us within 7-10 working days. We will take care of the documents you provide and we will return them to you within 10 working days of receiving them. CapitalOne Bank (Europe) plc - Acceptable Document Checklist. The 2 documents that you send us must be: 1 document from List A and 2 document from List B or 2 from A. Original documents - not photocopies or on line print outs. Both documents should show full first name, surname and address stated on your request form. However, if you only have 1 document showing address, then we can accept a document that contains date of birth as second proof. List A: Documents Issued by a Central or Local Government Department Documents with a photograph Current Full or Provisional Photocard Drivers License # EEA Member State Identity Card Non photograph - must be dated or have transactions within the last 3 months Council rent card/book Non photograph - must be dated or have transactions within the last 12 months National Insurance Document from a government (Not NI card) HMRC (formerly known as the Inland Revenue). Any letter or documentation except P60 or P45. Local Council Tenancy agreement Letter of notification from Central Government Benefits Agency or Pension Service e.g.: National Insurance Number notification Student Grant/Loan letter from the LEA (Local Education Authority) Evidence of entitlement to Housing/Council Tax Benefits Old Style Full Drivers License List B: Other Documents Documents that must be dated or have transactions within the last 3 months Bank, Building Society or Post Office current account statement Bank, Building Society or Credit Union passbooks Credit, Store Card or Loan statement (not Store loyalty cards) Utility bill - Electricity/Gas/Water/Fixed Line Telephone (not mobile telephone bills) Cable T.V or Services bill (not Satellite service) Letter from the Country Court Documents that must be dated or have transactions within the last 3 months Mortgage statement Savings account statement Current valid insurance policy - Home/Motor/Life (certificate or schedule) Current council tax bill/demand letter

  
  
• Finally you should receive by mail a contract to sing and confirmation of credit line (usually 200 GBP).
• The credit card usually comes 7-10 days after singed contract is send back to CapitalOne.
• The whole process usually takes 4-6 weeks.

After you receive your credit card, you should use it carefully because there is several factors that can impact your credit history. Also, you cannot ask for credit line increase.

After 3 months CapitalOne will review your account and consider credit line change. Usually 6 months of using CapitalOne credit card is enough to be eligible for regular credit card.